Public Provident Fund Calculator
Estimate Your PPF Maturity Amount
The Public Provident Fund Calculator helps you estimate your PPF maturity value based on annual investments, tenure, and interest rates. Ideal for long-term, tax-saving investments, this tool provides accurate projections by applying compounding annually, making planning for retirement or significant life goals easier.
Why Use the Public Provident Fund Calculator?
Get Clear Maturity Estimates
Calculate returns on your PPF account with precision.
Plan Tax-Saving Investments
Align annual contributions to maximise benefits under Section 80C.
Visualise Compound Growth
See how consistent deposits yield exponential returns over time.
Support Long-Term Goals
Suitable for retirement, children’s education, or financial security.
Importance and Benefits of the Public Provident Fund Calculator
Simplifies Planning
Helps you estimate maturity corpus with minimal inputs.
Shows Compounding Benefits
Demonstrates the long-term impact of annual growth.
Encourages Consistency
Promotes disciplined savings over the full lock-in period.
Provides Clarity on Extension Impact
Useful for planning beyond the 15-year lock-in.
When to Use This Calculator?
Before starting a new PPF account or making yearly contributions.
During financial planning for retirement or fixed long-term goals.
When reviewing or extending an existing PPF account.
To compare returns from PPF with other long-term debt options.
How to Use the Public Provident Fund Calculator?
Follow these simple steps to calculate the average price of your stock purchases:
Enter Annual Investment Amount
Max up to ₹1.5 lakh per financial year.
Input Interest Rate
Use the prevailing PPF rate declared by the Government.
Set Tenure
Minimum 15 years; can be extended in blocks of 5 years.
Click Calculate
View the projected maturity value and interest earned.
Key Terms You Should Know
PPF (Public Provident Fund)
A long-term savings scheme backed by the Indian government.
Compounded Annually
Interest is added once per year to the total balance.
Lock-in Period
PPF accounts have a mandatory lock-in of 15 years.
Extension in Blocks
After 15 years, accounts can be extended in 5-year blocks.
Section 80C Benefit
Annual contributions qualify for tax deduction up to ₹1.5 lakh.
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