Listed shares and equity funds held over a year are long-term: gains above ₹1.25 lakh in the year are taxed at 12.5%; held a year or less, 20% on the whole gain. Debt funds bought after 1 April 2023 are taxed at your slab whatever the period. Enter one sale; add dividends or losses on the return itself.
Sale price from the deskStock symbol search · Streetgains desk
Pick a stock to fill the sale price from the Streetgains desk.
Buy price / unit
₹
Buy date
Sale price / unit
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Sale date
Units
Marginal slab rate
LTCG exemption used
₹
Brokerage / transfer fee
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Results
Tax due₹012.5% + 4% cess
Long-term gain₹36,000held 3 yr 5 mo (1244 days)
Taxable gain₹0after ₹36,000 exemption
Net of tax₹36,000
Effective tax0.0%
LTCG at 12.5% above the ₹1.25 lakh yearly exemption.
Assumptions & formula
Rates of the Finance (No. 2) Act 2024, in force from 23 Jul 2024; unchanged for FY 2026-27 · checked 28 Oct 2026Gain = (sale − cost) × units − expenses · listed equity: LTCG tax = 12.5% × max(0, gain − unused part of ₹1,25,000), STCG tax = 20% × gain · debt funds (post-Apr-2023) at the slab · other assets 12.5% long-term (24 months), slab short-term · cess 4% on the tax- STT paid on the equity trade (the condition for the 20% / 12.5% rates).
- Surcharge, if your income attracts it, is capped at 15% on these gains and not shown.
- Indexation is no longer available on these assets (the old-regime property option is outside this tool).
Calculators are for information and planning. Outputs depend on the inputs and assumptions you enter and are not a recommendation to buy, sell or hold any security or product. Streetgains Technologies Private Limited is a SEBI Registered Research Analyst (INH000017082); it is not a loan provider, tax adviser or mutual fund distributor.