FIRE Planner Tool
Plan Your Path to Financial Independence and Early Retirement
The FIRE (Financial Independence, Retire Early) Planner helps you calculate how much wealth you need to retire early and sustain your lifestyle without relying on active income. It evaluates your current savings, monthly contributions, inflation-adjusted expenses, and investment growth to estimate your retirement corpus and track if you’re on course to achieve your FIRE target. Whether you're pursuing Lean FIRE, Regular FIRE, or Fat FIRE, this tool offers real-time insights tailored to your personal financial journey.
Input Parameters
Why Use the FIRE Planner Tool?
Understand how much wealth you need to achieve financial independence
Measure the impact of lifestyle choices on your retirement timeline
Identify gaps in your financial plan and adjust contributions accordingly
Plan for inflation and compounding growth with real-time feedback
Importance and Benefits of Fire Planner
Data-Driven Retirement Planning
Know exactly what it takes to retire early and stay financially independent.
Adjustable for Lifestyle Types
Choose from Lean, Regular, or Fat FIRE based on your desired retirement lifestyle.
Includes Opportunity Costs and Growth
Reduces confusion about which investment path to follow, providing a clear direction.
Empowering for All Life Stages
Whether you're starting early or catching up, the tool adapts to your journey.
How to Use the FIRE Planner Tool
Follow these simple steps to calculate the average price of your stock purchases:
Enter your age, retirement age, monthly expenses, and current savings
Input your expected returns, monthly investment, inflation rate, and lifestyle type
Click calculate to view your target corpus, projected investment value, and FIRE gap
Adjust assumptions to plan with more clarity
Key Terms You Should Know
FIRE (Financial Independence, Retire Early)
A strategy focused on retiring before traditional retirement age by building a sustainable corpus.
Target Corpus
The total wealth required to fund your expenses without working.
4% Rule
A withdrawal guideline for sustainable retirement income over 30+ years.
Lean/Fat FIRE
Lifestyle variants: Lean is minimalist, Fat is luxury-focused.
Future Value (FV)
Value of savings and investments at the time of retirement, with compounding.
