Start from the goal: what it costs today, when you need it, and the return you expect. The SIP needed is solved exactly, including a rising instalment if you prefer to start lower.
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₹25.00 Lyrs
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Results
Monthly SIP needed₹24,669flat
Goal in future rupees₹39.85 L₹25,00,000 today at 6.0% inflation
Total you will invest₹23.68 L
Growth does the rest₹16.16 L
Path to the goal
CorpusGoal in future rupees
Year by year
| Year | Monthly SIP | Invested so far | Value |
|---|---|---|---|
| 1 | ₹24,669 | ₹2,96,022 | ₹3,15,987 |
| 2 | ₹24,669 | ₹5,92,044 | ₹6,72,049 |
| 3 | ₹24,669 | ₹8,88,066 | ₹10,73,269 |
| 4 | ₹24,669 | ₹11,84,089 | ₹15,25,373 |
| 5 | ₹24,669 | ₹14,80,111 | ₹20,34,816 |
| 6 | ₹24,669 | ₹17,76,133 | ₹26,08,869 |
| 7 | ₹24,669 | ₹20,72,155 | ₹32,55,726 |
| 8 | ₹24,669 | ₹23,68,177 | ₹39,84,620 |
Assumptions & formula
Goal in future rupees = goal today × (1 + inflation)^yearsSIP = (goal − savings × (1 + i)^n) ÷ ∑ (1 + step)^floor(k/12) × (1 + i)^(n − k)- Instalments at the start of each month; constant return and inflation.
Calculators are for information and planning. Outputs depend on the inputs and assumptions you enter and are not a recommendation to buy, sell or hold any security or product. Streetgains Technologies Private Limited is a SEBI Registered Research Analyst (INH000017082); it is not a loan provider, tax adviser or mutual fund distributor.