Retirement Planning (Tool)
Plan a Comfortable Retirement with Inflation-Adjusted Estimates
The Retirement Planning Tool helps you calculate how much wealth you’ll need at retirement to maintain your lifestyle, based on your current expenses, inflation rate, and expected post-retirement returns. Whether you're starting your savings journey or optimising your current SIPs, this tool estimates the retirement corpus you’ll require—and helps you identify how much you need to invest monthly to reach that target.
Personal Information
Financial Information
Investment Details
Current Investments
Why Use the Retirement Planning Tool?
Accurately Estimate Retirement Wealth
Accurately estimate the wealth required for post-retirement years
Account for Inflation
Account for inflation and rising living costs
Evaluate Investment Gap
Measure the impact of current savings and investments
Make Informed Financial Decisions
Plan better by adjusting retirement age or lifestyle expectations
Importance and Benefits of Retirement Planning
Inflation-Adjusted Planning
Ensures your retirement lifestyle is sustained despite rising costs over the years.
Clear Corpus Targeting
Know exactly how much wealth you’ll need and how much more to save.
Gap Analysis
Check if your current SIPs are sufficient or if additional investments are needed.
Flexible Retirement Forecasting
Suitable for early retirees, traditional planners, and family-based calculations.
How to Use the Retirement Planning Tool
Follow these simple steps to calculate the average price of your stock purchases:
Enter Key Details
Enter your age, expected retirement age, and monthly expenses
Input Economic Assumptions
Input the expected inflation rate and post-retirement return
Add Existing Investments
Add current monthly SIPs and pre-retirement return
Click Calculate
Click calculate to view the projected corpus, required savings, and gap
Adjust to Optimise
Adjust your SIP or timeline to meet your retirement goal
Key Terms You Should Know
Retirement Corpus
Total funds needed at retirement to support post-retirement expenses.
SIP (Systematic Investment Plan)
Monthly contribution towards mutual funds or retirement-focused investments.
Inflation Adjustment
Increasing expense estimates based on the expected cost-of-living rise.
Post-Retirement Return Rate
Estimated return on investments after retirement when funds are more conservatively allocated.
Gap
The difference between your projected corpus and the amount you actually need.
